| First-Time Buyers
Thinking of Owning Your First Home?
Now is still a great time to buy! Interest rates are still super low and the market is flooded with great homes, some bank owned that you can really cash in on!
You will first want to make sure your finances are in order before you step out into the real estate world. It helps to have some money to put down but there are still USDA loans offered to buyers that allow for zero down. Check with me about Snohomish county homes that qualify for this.
Once you have some cash in your pocket and a pre-approval letter in hand you are ready to head out. Start online here for all the latest in homes and properties in the entire Puget Sound area! You can search by location or ammenities or both. You can also give me a call with your home needs and I will do the work for you. Once you have narrowed it down to few you feel you like, we can take a closer look at them.
Having a pre-approval letter in hand allows you to inform the seller you have done your homework and are a serious buyer and not someone that might not be able to afford their home. Sellers want offers but they want them from buyers who can afford their home and not be wasting their time. Sit down with a lender to go over all your income and finances to determine how much home you can afford.
The process for buying simple in that you will need earnest money to put down, inspection costs and any documents your lender may need to complete the loan. I recommend an inspection because it is a great way to learn about your home and you get a chance to plan for the future before you even buy the home. If for some reason the inspection falls through you can back out of the deal and walk away with your money unharmed.
For more tips for buyers see these pages below or give me a call and we can get started.
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